Stop guessing what you owe in Portugal.
Your Portuguese tax, updated every month, in English. Built from interviews with expats across six nationalities — the ones who already know this hurts.
“The shocker for me was that at the end, I had no idea how much tax I owed.”
Freelancer on recibos verdes · NHR resident
About your bank data — the things that actually matter.
Who this is for
You’ll feel seen if any of these sound like you.
- You’re an English-speaking resident of Portugal (D7, D8, Golden Visa, IFICI, or plain EU)
- You’re a freelancer on recibos verdes and never sure what you owe in IVA, IRS, or Seguça Social
- You’re an employee but have side income, Airbnb, or investment gains that complicate your IRS
- You have a contabilista but you only hear from them twice a year, and usually with bad news
- You’re American and trying to keep PT + US tax sides from tripping each other up
- You have rental income from Alojamento Local or long-term properties
If none of those are you, we’re probably not the right fit — and we’d rather tell you now than take your money.
How it works
Four steps. Then never guess again.
- 01
Connect your Portuguese bank
Millennium, NovoBanco, ActivoBank, Caixa and more — through PSD2-certified open banking. Read-only, no passwords stored. Same rails your bank’s own app uses.
- 02
We categorize income and expenses
Recibos verdes, IVA, retenção, Seguça Social, AL — all mapped to Portuguese tax rules, explained in English.
- 03
See what you owe, today
Live IRS, IVA and SS estimates. Quarterly reminders. The number updates as you earn and spend.
- 04
Hand off at tax time
One-click export for your contabilista — or we route you to an OCC-certified partner who files for you.
Founding membership
· 87 of 100 spots remain€99/year, locked for life.
Only 100 founding members will ever exist. At launch the public price is €149/year — founding members stay at €99, every renewal, forever.
- Bank sync + AI categorization for Portuguese tax rules
- Live IRS, IVA and Seguça Social estimates in English
- One free contabilista consult (30 min)
- Priority email support — no ticket queues
- Direct line to the founder for feedback
A note from the founder
I moved to Lisbon years ago and have filed Portuguese tax ever since. Every April, the number on my IRS has surprised me. Every August, it has hurt.
I’ve been through three contabilistas. One ghosted me during the worst week of filing season. One sent me bills in Portuguese I couldn’t read. One was kind but could only tell me what I owed after I already owed it.
taxclara is the small, quiet tool I wanted all along — one number, in English, that I can check on a Tuesday morning and trust. If you’ve felt any of this, you’re exactly who I built it for.
Andrew Kovalenko
Founder · LisbonReserve
Lock your €99/year for life.
No payment today. We’ll email you before the beta opens in May. You can cancel anytime before being charged.
Questions
The ones you’re probably thinking.
Is this for freelancers only, or employees too? +
Both. Freelancers on recibos verdes get the most moving parts — IRS, IVA, Seguça Social, retenção na fonte — so the value hits hardest there. But employees with side income, Airbnb / Alojamento Local, investment gains, or US-side filings also use taxclara to see the whole picture. If your IRS is just a salary with no extras, you probably don’t need us.
Does this file my IRS? +
No — only an OCC-certified contabilista can legally file on your behalf in Portugal. taxclara shows what you owe all year, prepares your return draft, and hands it off to a contabilista — ours or yours — for review and submission.
I’m American. Do you handle my US taxes too? +
Not directly. But we format Portuguese tax paid exactly how your US CPA needs it for Form 1116 foreign-tax-credit. For the US side, we’ll introduce you to a specialist partner.
Is my bank data safe? +
Yes. Read-only open banking, regulated by the EU — the same rails your bank’s own app uses. Your login password stays between you and your bank; we never see it. We can see transactions; we cannot move, transfer, or withdraw any money. Revoke access or delete your data with one click.
What if I change my mind? +
No charge until the beta opens. One email removes you from the waitlist. 30-day refund on any paid charge, no questions.
Where are you based? +
Lisbon. Built by expats who live and pay Portuguese tax too. We share the problem.